Compare funeral insurance in the Netherlands
Looking for funeral insurance in the Netherlands? We line up the recognised Dutch insurers side by side on premium, cover and customer rating, so you can calmly choose what fits your family.
De scherpste premies per verzekeraar
Premiums are indicative and do not constitute advice. The label ‘most chosen’ and the stated percentage are based on choices made by visitors to our own website over the past 90 days. More info
The indicative ‘from’ premiums are estimates, calculated for the lowest age within the chosen category at the longest possible payment term (lifelong) and the chosen insured amount. Your premium may differ based on your exact age. No rights can be derived from this overview and it never constitutes personal advice. The label ‘most chosen’ and the stated percentage are based solely on choices made by visitors to our own website over the past 90 days. Last updated: June 2026.
Why take out funeral insurance?
An average funeral quickly costs around € 9,500. Without insurance, your loved ones have to cover this at an already difficult time.
Funeral insurance prevents unexpected costs and gives your family calm and clarity — arranged exactly the way you want.
Financial peace of mind
Avoid unexpected costs for your loved ones.
Support for loved ones
Practical worries taken off their hands.
Emotional calm
Your family can focus on the farewell.
More than saving alone
You pay a premium instead of setting aside the money yourself.
Three types of funeral insurance
Combination, in-kind or capital — it shapes your premium, your freedom and how the funeral is paid for.
Combination
Partly in services, plus a freely usable amount for your own wishes.
In kind (natura)
The insurer arranges the funeral in services: the coffin, the transport and guidance by a funeral director.
Capital
Your loved ones receive a cash sum and decide for themselves how to spend it and which funeral director to engage.
What does funeral insurance cover?
Funeral insurance makes sure the funeral is arranged and paid for — in services, as a cash sum, or a combination of both.
That way your loved ones keep time and calm for the farewell, instead of worrying about the costs.
What makes up a € 9,500 funeral?
An average funeral in the Netherlands costs around € 9,500. The exact costs depend on your choices — cremation or burial, type of coffin and venue.
Below is an indicative breakdown, so you know which amount fits what you want to insure.
Indicative amounts for illustration; actual costs vary per funeral, region and wishes.
Sources and expertise
The information on this page has been compiled with the greatest care by the editorial team of UitvaartverzekeringExpert.nl and reviewed for content by Rory Lamperjee, founder. We independently compare the recognised funeral insurers based on publicly available information from the insurers. The premiums and conditions shown are indicative, may change at any time, and no rights can be derived from them. This page does not constitute personal, financial or legal advice. UitvaartverzekeringExpert.nl is an independent information and comparison platform: we inform and compare, but we do not mediate in insurance and do not provide personal advice — no AFM licence is required for this. For personal advice, please consult an independent financial adviser.
This page was last updated in June 2026.
Use of the information on this page is entirely the responsibility of the reader. UitvaartverzekeringExpert.nl does not guarantee the legal correctness, completeness or effectiveness of the information. Premiums and conditions are indicative; always consult the insurer’s current policy conditions. For more information, also see our disclaimer and terms and conditions.